When you buy or lease a car, it’s important to protect that investment. Getting auto insurance can offer reassurance in case you’re involved in an accident or the vehicle is stolen, vandalized or damaged by a natural disaster. Instead of paying out-of-pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all … Read more
Do You Have to Have Car Insurance? Yes, car insurance is required for drivers in almost every state. It is not a requirement in New Hampshire for drivers to buy car insurance, but drivers there do need to show proof that they can afford to pay the cost of an accident if it’s their fault. Most drivers … Read more
The insurance market has always been driven by technology, regulation, economic context and consumer market behaviour which is on the verge of a strong transformation in the way services and products are sold and consumed. Today’s market coexists with an ongoing war, the consequences of a global pandemic and as a result, growing inflation. Therefore, … Read more
Car insurance is a vital component of American life, offering drivers protection and peace of mind on the bustling roads of the United States. While the concept of car insurance may seem universal, there are key differences between how it operates in the USA compared to Europe. In this article, we’ll explore the nuances of … Read more
Find pro bono lawyers and free and low-cost legal help These programs offer a variety of ways to get legal aid. Some limit their services to people with low incomes. Search for help in your state and find contact information using your zip code or address. Legal Services Corporation (LSC) – Find legal aid in your … Read more
Find out if you are eligible for a Health Insurance Marketplace plan See if you are eligible to use the Health Insurance Marketplace. There is no income limit. To be eligible to enroll in health coverage through the Marketplace, you: Must live in the United States Must be a U.S. citizen or national (or be lawfully … Read more
COBRA, the Consolidated Omnibus Budget Reconciliation Act, lets qualified workers keep their group health insurance for a limited time after a change in eligibility. Learn how COBRA works COBRA applies to most private sector businesses with 20 or more employees. It requires an employer’s group health insurance plan to continue after qualifying life events. These … Read more
COBRA, the Consolidated Omnibus Budget Reconciliation Act, lets qualified workers keep their group health insurance for a limited time after a change in eligibility. Learn how COBRA works COBRA applies to most private sector businesses with 20 or more employees. It requires an employer’s group health insurance plan to continue after qualifying life events. These … Read more
What is Medicare and how does it work? Medicare is the federal health insurance program for people who are 65 and over. If you are under 65, you may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (Lou Gehrig’s Disease). Medicare is divided into four parts: … Read more
Health care in the United States can be very expensive. A single doctor’s office visit may cost several hundred dollars and an average three-day hospital stay can run tens of thousands of dollars (or even more) depending on the type of care provided. Most of us could not afford to pay such large sums if … Read more